

No 2-year waiting periods
Guaranteed approvals
No medical exam required
Veterans and spouses can apply
Fixed premiums that never increase
Lifetime benefits that don't decrease
Start coverage when it works for your budget
Up to $50,000 in tax-free coverage

2-year wait required before coverage kicks in
Coverage offered by the VA
Only Veterans can apply
Spouses and family not eligible.
Higher premiums
Premiums increase every 5-years
Limited to just 4 coverage options
Must pay first premium same day you apply






No longer affordable
Your health may change for the worse
Options may be limited when need most
Loved ones paying out of pocket

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